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Shopping Around for the Best Mortgage Rate

When you are making a large purchase, like a home, it's important that you get the best possible deal on your home loan. When you buy a home with a mortgage, you are promising to pay your lender back...

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How to Use Compound Interest to Your Advantage and Build Wealth

When many of us think of interest, our thoughts go to credit cards and high interest rates. While compound interest can, indeed, be problematic, the truth is that, like so much in the financial world,...

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The Insanity of Trying to Predict Interest Rates

It is ridiculous on so many levels to tell yourself that you know exactly what interest rates are going to do...

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Paying Interest vs. Earning Interest

It’s true that paying interest can be a problem. On the other hand, interest can be a good thing – if you’re earning it. Earning interest can mean more money in your pocket - make interest work for you!

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The Power of Compound Interest

Albert Einstein once said that compound interest is the most powerful force in the universe. Learn how to use it to boost your savings and investments.

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How Can Bad Credit Personal Loans Help You in Achieving a Better Future

loans, cash, money, dollars,Low credit scores are not uncommon today. Millions of people have had their scores cut down for no fault of theirs. This means securing loans has become more and more...

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The Dark Side of Compound Interest

Compound interest is a powerful ally in your quest to build wealth. But it also has a dark side that will hold you down and keep you from reaching your goals.

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Earn Interest on Your Checking Account

One of the ways that you can improve your financial situation is with the help of interest checking.

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How Compound Interest Can Work Against You

We hear a lot about compound interest, and how it can help you build your retirement. Even though compound interest is powerful, it’s not just a force for good.

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0% APR Credit Cards: Are They For Real?

When you see a 0% APR credit card, you should realize that it is a promotional offer. The credit card is using it to draw new customers. This isn’t a bad thing, but it means that you need to know when...

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Credit Card Costs: How Much is Your Credit Card Costing You?

Credit cards, when used carefully, can be great financial tools. However, you have to make the credit card work for you. If you don’t, you end up paying a great deal in interest charges.

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Investing, what is the point?

Derek from Life and My Finances explains why now is the time to start investing and how small sums can grow into huge nest eggs over time.

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